Royal Lepage Reports
News From REM Magazine
CAAMP Survey Results
Mortgage & Loan CalculatorsMortgage Amortization Schedule Calculator
Quick Mortgage Calculator
Calculate various aspects of your mortgage with with quick calculator.Mortgage Debt Services Ratios Calculator
For mortgages, determine your gross debt service and total debt service ratio.
Home Ownership -What it costs
Credit Card Costs Calculator
Mortgage Pay down Calculator
Rent or Sell a home planner
Qualifying for a Mortgage Calculator
Financial Service Charge Calculator
Savings & Investments Calculators
Illustrate the monthly payment schedule for mortgages of varying amounts.
Rate and Return Interest CalculatorDisplays accrued interest on differing amounts of capital over specific amounts of time.
GICs Rate and Return ComparisonIllustrates the accrued interest on 2 different rates with varying terms and interest rates on various deposit levels.
Investments & Regular Deposits
Illustrate the annual growth of an investment using regular deposits.
Find the inflated value over a period of time of an amount you specify.
Discover the benefits of beginning a regular investment plan early in life.
Advantage of Early Investing
Short/Long Term Rate ComparisonCompare the returns of two fixed income investments of varying terms and rates.
Investments & Regular WithdrawalsShow the growth and income stream produced using regular withdrawals.
Investment & Regular Withdrawals Comparison
Assets & Liabilities Worksheets
Adjusted Cost Base & Capital Gain / Loss Calculator
Find the ACB and list the capital gains or losses sustained from a series of trades you specify.
The MANAGER Net Worth Calculator
Net Worth Calculator (Short Form)
Determine net worth using a abbreviated version of the long form calculator.
Life insurance protection worksheet
Determine the amount of life insurance needed to provide for your dependents.
Net Income Calculator
Determine you monthly net income by calculating your monthly expenses.
Useful calculators and Sites
Stock Market Yellow Pages
Search descriptions of public companies.Ontario Savings Bond Calculator
Calculate the value of an Ontario Savings Bond using varying bond types, amounts, series and interest calculation methods.Canada Savings Bond Value Calculator
Determine the result of investing in a Canada Savings Bond over various lengths of time. Features CSB series beginning in 1989.
Canada Savings Bond recorder
Canada Deposit Insurance Coverage Calculator
Bank of Canada Currency Calculator
Bank of Canada Inflation Calculator
Following Government Forms Can be obtained from the following links1.Old Age Security Application Kit, Pension Plan Retirement Pension Kit
2.Estimate Request for Canada Pension Plan (CPP) Retirement Pension
3.Application for Foreign Benefits under an Agreement on Social SecurityPension Application forms
Body Mass Index Calculator
Many insurance companies now use Body Mass Index as a pre-screening question for critical illness insurance. You can see if you’ll have a problem here.The Longevity Game
Play The Longevity Game and calculate how long you can expect to live based on life insurance industry research. Everyone starts with the average life expectancy of 73 years and adds or subtracts years from their score as they respond to The Longevity Game questions.
Glossary of Financial terms
1200 financial termsexplained in a easy to read format.Investment Associations
• Canadian Association of Financial Planners
• Canadian Bankers Association (CBA)
• Canadian Investor Protection Fund (CIPF)
• Canadian Investor Relations Institute (CIRI)
• Canadian Securities Institute (CSI)
• Canadian Shareowners Association
• Investment Dealers Association (IDA)
• Investment Funds Institute of Canada (IFIC)
• Investor Learning Centre of Canada
• Federation of Canadian Independent Deposit Brokers
• Independent Financial Brokers of Canada
• Canadian Life and Health Insurance Assocation Inc
• Canadian Association of Insurance and Financial Advisors
• Mutual Fund Dealers Association
Investment News / Views / Quotes
Personal / Behavioral Finance & Education
• Bloomberg Women
• CIBC’s Smartest Youth Site
• Equity: About Woman and Money
• Family Money Homepage
• Independent Means
• Invest Smart Stock Market Game
• Investing For Kids
• Investing For Women
• Kids Bank.com
• Lessons In Behavioral Finance
• There’s Something About Money
• Women’s Retirement Guide
• Young Investor Website
• Alberta Securities Commission
• B.C. Securities Commission
• Commission des valeurs mobilieres du Quebec – (English) (Francais)
• Ontario Securities Commission
• U.S. Securities and Exchange Commision (SEC)
• American Stock Exchange
• Canadian Venture Exchange
• Chicago Board Options Exchange
• Chicago Mercantile Exchange
• Chicago Stock Exchange
• Montreal Stock Exchange
• New York Stock Exchange
• Toronto Stock Exchange
• Winnipeg Commodity Exchange
• Winnipeg Stock Exchange
• Hong Kong Futures Exchange
• NASDAQ Europe
• Tokyo Stock Exchange
• London International Futures and Options Exchange
• London Stock Exchange
• German Stock Exchange
• European Exchange (EUREX)
Tips-Tricks and Important information for your Moving…
Why not to review out going GST once again…
http://gtarealtyagent.wordpress.com/2010/05/12/why-not-to-review-out-going-gst-once-again/Household Hints: Before You List a Home
Top 10 Energy & Water Saving Tips in Multi-Unit Residential Buildings
Map of the Week
Map of the Week: Grow operations CLICK
Map of the week: Public safety
(A weekly maps helping explain life in the GTA and beyond)
MTO MINISTRY INFORMATION:The contact information provided are for those locations closest to your new home.
Change of address for your (1) Driver’s License, (2) Vehicle Registration and (3) OHIP may be done at a kiosk or online:
website: www.mto.gov.on.ca/english/kiosk/Driver’s License and vehicle registration change of address forms can be completed and submitted online:
Online Form: http://www.ccr.gov.on.ca/Online_Services/english/address_change.htm
Health Card change of address forms can only be printed, not submitted online.
NEWS PAPER INFORMATION:
The following information is to change your address on existing newspaper subscriptions, or to purchase a new subscription:
Government Programs for Home Buyers and Property Owners
A home is usually the single largest investment that most people make in their lives. Achieving your dream can be made easier by taking advantage of various Government Programs for home buyers and property owners. Some of the programs are targeted to first-time buyers, while others apply more generally. Other programs benefit those in the industrial, commercial and multi-unit property market. Your REALTOR can provide information on these programs and help you to determine your eligibility.
Government Programs for Home Buyers
> First-Time Home Buyers’ Tax Credit (pdf)
> CMHC Purchase Plus Improvements Program
> RRSP Home Buyers’ Plan (pdf)
> 5 per cent Down Payment Program
> GST New Housing Rebate
> Land Transfer Tax Rebates
Government Programs for Property Owners
> Home Renovation Tax Credit (pdf)
> Residential Rehabilitation Assistance Program
> Rent Increase Guidelines
> Second Suites in Toronto: Q & A
> Government of Ontario – Air Conditioner Rebate Program [ pdf ]
> Residential Washer Program [ pdf ]
> Residential Toilet Replacement Programs [ pdf ]
> WaterSaver Programs for Commercial, Industrial and Multi-Unit Properties [ pdf ]
> Energuide for Houses Retrofit Grant [ pdf ]
Home Buying Step By Step
Condominium Buyers’ Guide
Your Next Move: Choosing a Neighbourhood with Sustainable Features
About Your House: Understanding Your New Home Sales Contract
About Your House: Selecting a New Home Builder
About Your House: Buying a House With a Well and Septic System
Bringing Home Ownership Within Reach
An Introduction to Environmental Site Assessments
Newcomer’s Guide to Canadian Housing
About Your House: Hiring a Home Inspector
“How to” Video Clips
you will need Windows Media Player to watch the following video files. Please read our note regarding the use of video streaming technology.